Health insurance in Hudson County, New Jersey
34,684 people here have no coverage and earn in the range a premium tax credit is built for — 46% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
Hudson County has 34,684 uninsured residents earning inside the premium tax credit range, 46% of its uninsured total. That is near the 51% national median. Within that income band itself, 16.7% are uninsured — roughly one in 6 of the people the credit was designed for.
Coverage is worse here than across the state
12.0% of Hudson County's 627,593 under-65 residents have no health coverage — 75,371 people. That is well above New Jersey as a whole at 9.0% — 3.0 points above its own state, and puts Hudson County in the upper half of the 3,143 counties measured nationally (1,007th).
Who falls under the Medicaid line
26,120 of Hudson County's uninsured — 35%, close to the 31% typical nationally — earn under $22,025 a year, which in New Jersey is Medicaid territory rather than marketplace territory.
The years before Medicare
12,274 people aged 50 to 64 in Hudson County have no coverage, a rate of 10.6% — close to the 12.0% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Hudson County against New Jersey
Hudson County is the 4th largest of the 19 New Jersey counties we publish. Its uninsured rate runs 3.0 points higher than New Jersey overall and 2 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across New Jersey.
| Hudson County | New Jersey | National median | |
|---|---|---|---|
| Uninsured, under 65 | 12.0% | 9.0% | 9.8% |
| Uninsured in the subsidy band | 34,684 | 330,684 | — |
| Subsidy band as a share of uninsured | 46% | 48% | 51% |
| At or below 138% of poverty | 35% | 28% | 31% |
| Uninsured, 50 to 64 | 10.6% | 7.0% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Middlesex County | 8.6% | 29,510 | 48% |
| Essex County | 13.2% | 46,224 | 49% |
| Monmouth County | 6.5% | 14,963 | 45% |
| Ocean County | 6.7% | 16,456 | 48% |
With 17% of the subsidy band still uninsured here, how the credit is calculated is the useful place to start. Other New Jersey counties.