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Health insurance in Hudson County, New Jersey

34,684 people here have no coverage and earn in the range a premium tax credit is built for — 46% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

34,684Uninsured, subsidy range 138–400% of poverty
12.0%Uninsured, under 65 75,371 people
10.6%Uninsured, 50 to 64 12,274 people
627,593Under-65 residents 91st of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Hudson County has 34,684 uninsured residents earning inside the premium tax credit range, 46% of its uninsured total. That is near the 51% national median. Within that income band itself, 16.7% are uninsured — roughly one in 6 of the people the credit was designed for.

Coverage is worse here than across the state

12.0% of Hudson County's 627,593 under-65 residents have no health coverage — 75,371 people. That is well above New Jersey as a whole at 9.0% — 3.0 points above its own state, and puts Hudson County in the upper half of the 3,143 counties measured nationally (1,007th).

Who falls under the Medicaid line

26,120 of Hudson County's uninsured — 35%, close to the 31% typical nationally — earn under $22,025 a year, which in New Jersey is Medicaid territory rather than marketplace territory.

The years before Medicare

12,274 people aged 50 to 64 in Hudson County have no coverage, a rate of 10.6% — close to the 12.0% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Hudson County against New Jersey

Hudson County is the 4th largest of the 19 New Jersey counties we publish. Its uninsured rate runs 3.0 points higher than New Jersey overall and 2 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across New Jersey.

Hudson CountyNew Jersey National median
Uninsured, under 6512.0% 9.0%9.8%
Uninsured in the subsidy band34,684 330,684
Subsidy band as a share of uninsured46% 48% 51%
At or below 138% of poverty35% 28% 31%
Uninsured, 50 to 6410.6% 7.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Middlesex County8.6%29,51048%
Essex County13.2%46,22449%
Monmouth County6.5%14,96345%
Ocean County6.7%16,45648%

What a plan actually costs in Hudson County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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With 17% of the subsidy band still uninsured here, how the credit is calculated is the useful place to start. Other New Jersey counties.

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