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Health insurance in Middlesex County, New Jersey

29,510 people here have no coverage and earn in the range a premium tax credit is built for — 48% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

29,510Uninsured, subsidy range 138–400% of poverty
8.6%Uninsured, under 65 60,901 people
6.5%Uninsured, 50 to 64 10,864 people
711,789Under-65 residents 69th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Middlesex County has 29,510 uninsured residents earning inside the premium tax credit range, 48% of its uninsured total. That is near the 51% national median. Within that band itself, 13.5% have no coverage.

How many people here have no coverage

8.6% of Middlesex County's 711,789 under-65 residents have no health coverage — 60,901 people. That is close to the New Jersey rate of 9.0%, and puts Middlesex County in the lower half of the 3,143 counties measured nationally (1,959th).

Who falls under the Medicaid line

15,290 of Middlesex County's uninsured — 25%, below the 31% typical of counties nationally — earn under $22,025 a year, which in New Jersey is Medicaid territory rather than marketplace territory.

The years before Medicare

10,864 people aged 50 to 64 in Middlesex County have no coverage, a rate of 6.5% — close to the 8.6% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Middlesex County against New Jersey

Middlesex County is the 3rd largest of the 19 New Jersey counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the New Jersey picture.

Middlesex CountyNew Jersey National median
Uninsured, under 658.6% 9.0%9.8%
Uninsured in the subsidy band29,510 330,684—
Subsidy band as a share of uninsured48% 48% 51%
At or below 138% of poverty25% 28% 31%
Uninsured, 50 to 646.5% 7.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Essex County13.2%46,22449%
Bergen County7.6%28,04247%
Hudson County12.0%34,68446%
Monmouth County6.5%14,96345%

What a plan actually costs in Middlesex County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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