Health insurance in Monmouth County, New Jersey

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 33,296 people without coverage in Monmouth County, 14,963 — 45% — earn inside the premium tax credit range. That is under the 51% median, so proportionally more of Monmouth County's uninsured sit outside the credit — below it or above the cliff. Within that band itself, 11.9% have no coverage.

How many people here have no coverage

6.5% of Monmouth County's 513,882 under-65 residents have no health coverage — 33,296 people. That is below the New Jersey rate of 9.0%, and puts Monmouth County in the bottom quarter of the 3,143 counties measured nationally (2,655th).

Who falls under the Medicaid line

7,433 of Monmouth County's uninsured — 22%, below the 31% typical of counties nationally — earn under $22,025 a year, which in New Jersey is Medicaid territory rather than marketplace territory.

The years before Medicare

7,157 people aged 50 to 64 in Monmouth County have no coverage, a rate of 5.1% — close to the 6.5% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Monmouth County against New Jersey

Monmouth County is the 5th largest of the 19 New Jersey counties we publish. Its uninsured rate runs 2.5 points lower than New Jersey overall and 3 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across New Jersey.

Counties of a similar size

All New Jersey counties · How the credit works · Enrollment dates