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Health insurance in Ocean County, New Jersey

16,456 people here have no coverage and earn in the range a premium tax credit is built for — 48% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

16,456Uninsured, subsidy range 138–400% of poverty
6.7%Uninsured, under 65 34,333 people
6.0%Uninsured, 50 to 64 7,106 people
510,071Under-65 residents 112th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 34,333 people without coverage in Ocean County, 16,456 — 48% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 9.0% have no coverage.

How many people here have no coverage

6.7% of Ocean County's 510,071 under-65 residents have no health coverage — 34,333 people. That is below the New Jersey rate of 9.0%, and puts Ocean County in the bottom quarter of the 3,143 counties measured nationally (2,592nd).

Who falls under the Medicaid line

8,729 of Ocean County's uninsured — 25%, below the 31% typical of counties nationally — earn under $22,025 a year, which in New Jersey is Medicaid territory rather than marketplace territory.

The years before Medicare

7,106 people aged 50 to 64 in Ocean County have no coverage, a rate of 6.0% — close to the 6.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Ocean County against New Jersey

Ocean County is the 6th largest of the 19 New Jersey counties we publish. Its uninsured rate runs 2.3 points lower than New Jersey overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is better here than across New Jersey.

Ocean CountyNew Jersey National median
Uninsured, under 656.7% 9.0%9.8%
Uninsured in the subsidy band16,456 330,684—
Subsidy band as a share of uninsured48% 48% 51%
At or below 138% of poverty25% 28% 31%
Uninsured, 50 to 646.0% 7.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Monmouth County6.5%14,96345%
Union County13.5%33,80251%
Camden County7.7%16,50049%
Passaic County13.9%29,47349%
Providence County (Rhode Island)6.3%16,96050%

What a plan actually costs in Ocean County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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