Health insurance in Hampshire County, Massachusetts
1,276 people here have no coverage and earn in the range a premium tax credit is built for — 45% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
1,276 uninsured people in Hampshire County earn inside the premium tax credit range — 45% of the county's uninsured. That is under the 51% median, so proportionally more of Hampshire County's uninsured sit outside the credit — below it or above the cliff. Within that band, only 3.7% are uninsured, so the credit is reaching most of the people it was built for here.
Comparatively few people go uncovered
2.7% of Hampshire County's 107,789 under-65 residents have no health coverage — 2,857 people. That is close to the Massachusetts rate of 3.3%, and puts Hampshire County in the bottom quarter of the 3,143 counties measured nationally (3,142nd).
Who falls under the Medicaid line
831 of Hampshire County's uninsured — 29%, close to the 31% typical nationally — earn under $22,025 a year, which in Massachusetts is Medicaid territory rather than marketplace territory.
The years before Medicare
497 people aged 50 to 64 in Hampshire County have no coverage, a rate of 1.8% — close to the 2.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Hampshire County against Massachusetts
Hampshire County is the 8th largest of the 9 Massachusetts counties we publish. Its uninsured rate runs 0.6 points lower than Massachusetts overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Massachusetts picture.
| Hampshire County | Massachusetts | National median | |
|---|---|---|---|
| Uninsured, under 65 | 2.7% | 3.3% | 9.8% |
| Uninsured in the subsidy band | 1,276 | 84,846 | — |
| Subsidy band as a share of uninsured | 45% | 46% | 51% |
| At or below 138% of poverty | 29% | 25% | 31% |
| Uninsured, 50 to 64 | 1.8% | 2.7% | 8.1% |
The nearest by population
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Berkshire County | 3.2% | 1,438 | 49% |
| Barnstable County | 3.1% | 2,185 | 47% |
| Hampden County | 3.8% | 6,931 | 49% |
| Middlesex County | 2.9% | 17,188 | 44% |
All Massachusetts counties · How the credit works · Enrollment dates