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Health insurance in Berkshire County, Massachusetts

1,438 people here have no coverage and earn in the range a premium tax credit is built for — 49% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

1,438Uninsured, subsidy range 138–400% of poverty
3.2%Uninsured, under 65 2,906 people
2.4%Uninsured, 50 to 64 646 people
89,854Under-65 residents 558th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

1,438 uninsured people in Berkshire County earn inside the premium tax credit range — 49% of the county's uninsured. That is near the 51% national median. Within that band, only 4.1% are uninsured, so the credit is reaching most of the people it was built for here.

Comparatively few people go uncovered

3.2% of Berkshire County's 89,854 under-65 residents have no health coverage — 2,906 people. That is close to the Massachusetts rate of 3.3%, and puts Berkshire County in the bottom quarter of the 3,143 counties measured nationally (3,134th).

Who falls under the Medicaid line

723 of Berkshire County's uninsured — 25%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Massachusetts is Medicaid territory rather than marketplace territory.

The years before Medicare

646 people aged 50 to 64 in Berkshire County have no coverage, a rate of 2.4% — close to the 3.2% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Berkshire County against Massachusetts

Berkshire County is the smallest of the 9 Massachusetts counties we publish a page for. Its uninsured rate tracks the state almost exactly and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Massachusetts picture.

Berkshire CountyMassachusetts National median
Uninsured, under 653.2% 3.3%9.8%
Uninsured in the subsidy band1,438 84,846—
Subsidy band as a share of uninsured49% 46% 51%
At or below 138% of poverty25% 25% 31%
Uninsured, 50 to 642.4% 2.7% 8.1%

The nearest by population

CountyUninsured In the subsidy bandShare
Hampshire County2.7%1,27645%
Barnstable County3.1%2,18547%
Hampden County3.8%6,93149%
Middlesex County2.9%17,18844%

What a plan actually costs in Berkshire County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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