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Health insurance in Hampden County, Massachusetts

6,931 people here have no coverage and earn in the range a premium tax credit is built for — 49% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

6,931Uninsured, subsidy range 138–400% of poverty
3.8%Uninsured, under 65 14,058 people
3.4%Uninsured, 50 to 64 2,945 people
365,612Under-65 residents 161st of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

6,931 uninsured people in Hampden County earn inside the premium tax credit range — 49% of the county's uninsured. That is near the 51% national median. Within that band, only 4.9% are uninsured, so the credit is reaching most of the people it was built for here.

Comparatively few people go uncovered

3.8% of Hampden County's 365,612 under-65 residents have no health coverage — 14,058 people. That is close to the Massachusetts rate of 3.3%, and puts Hampden County in the bottom quarter of the 3,143 counties measured nationally (3,124th).

Who falls under the Medicaid line

3,807 of Hampden County's uninsured — 27%, close to the 31% typical nationally — earn under $22,025 a year, which in Massachusetts is Medicaid territory rather than marketplace territory.

The years before Medicare

2,945 people aged 50 to 64 in Hampden County have no coverage, a rate of 3.4% — close to the 3.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Hampden County against Massachusetts

Hampden County is the 6th largest of the 9 Massachusetts counties we publish. Its uninsured rate runs 0.5 points higher than Massachusetts overall and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Massachusetts picture.

Hampden CountyMassachusetts National median
Uninsured, under 653.8% 3.3%9.8%
Uninsured in the subsidy band6,931 84,846—
Subsidy band as a share of uninsured49% 46% 51%
At or below 138% of poverty27% 25% 31%
Uninsured, 50 to 643.4% 2.7% 8.1%

The nearest by population

CountyUninsured In the subsidy bandShare
Bristol County4.4%9,85148%
Barnstable County3.1%2,18547%
Norfolk County2.4%5,89642%

What a plan actually costs in Hampden County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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