Health insurance in Laramie County, Wyoming
2 insurers sell 23 marketplace plans here, and 10.2% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Two insurers, and what that means
Two insurers sell here, offering 23 plans between them. If either leaves, Laramie County becomes a single-insurer county. It gained 1 since the previous plan year, up from 1.
How many people here have no coverage
10.2% of Laramie County's 82,792 under-65 residents have no health coverage — 8,481 people. That is below the Wyoming rate of 12.5%, and puts Laramie County in the middle half of the 1,817 counties on this site (1026th).
Some of those 8,481 are in the Wyoming coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
How much the marketplace is used
5,330 Laramie County residents selected a marketplace plan for 2026: 64 per thousand under-65 residents, 1333rd of 1,817. That is under the 78 per thousand typical of published counties. 729 of them — 14% — were new rather than renewing.
Laramie County against Wyoming
Laramie County is the largest of the 2 Wyoming counties we publish, by under-65 population. Its uninsured rate runs 2.3 points lower than Wyoming overall and it carries the same 2 insurers as every other county in the state. Marketplace use is close to the Wyoming rate.
| Laramie County | Wyoming | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 10.2% | 12.5% | 9.9% |
| Insurers selling | 2 | 2–2 | 4 |
| Plans offered | 23 | — | 57 |
| Selections per 1,000 | 64 | 86 | 78 |
| New rather than renewing | 14% | 13% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Franklin County (Missouri) | 85,622 | 8.8% | 4 | 48 |
| Eaton County (Michigan) | 85,802 | 5.4% | 4 | 42 |
| Fairbanks North Star Borough (Alaska) | 79,659 | 11.5% | 2 | 15 |
| Eau Claire County (Wisconsin) | 86,185 | 5.9% | 3 | 34 |
Franklin County has 4 insurers against this county's 2 — a reminder that the county line, not the state line, is what decides your options.
Other Wyoming counties · Where the subsidy stops · Enrollment dates