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Health insurance in Eaton County, Michigan

4 insurers sell 42 marketplace plans here, and 5.4% of under-65 residents have no coverage at all.

Reviewed September 4, 2026 · 2026 federal data

4Insurers selling 42 plans between them
5.4%Uninsured, under 65 4,632 people
46Plans per 1,000 3,908 selections
85,802Under-65 residents 299th of 1,817

Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.

Who sells here, and how much choice that gives

4 insurers sell marketplace plans in Eaton County, offering 42 plans between them, roughly 10 each. The number has not changed since the previous plan year.

Comparatively few people go uncovered

5.4% of Eaton County's 85,802 under-65 residents have no health coverage — 4,632 people. That is close to the Michigan rate of 6.2%, and puts Eaton County in the bottom 10% of the 1,817 counties on this site (1765th).

How much the marketplace is used

3,908 Eaton County residents selected a marketplace plan for 2026: 46 per thousand under-65 residents, 1680th of 1,817. That is under the 78 per thousand typical of published counties. 529 of them — 14% — were new rather than renewing.

Eaton County against Michigan

Eaton County is the smallest of the 19 Michigan counties we publish a page for. Its uninsured rate runs 0.8 points lower than Michigan overall and its 4 insurers sit between the state's 2 and 7. Marketplace use is well under the Michigan rate.

Eaton CountyMichigan Published median
Uninsured, under 655.4% 6.2%9.9%
Insurers selling4 2–7 4
Plans offered42 57
Selections per 1,00046 6278
New rather than renewing14% 13% 15%

Counties of a similar size nearby

CountyUnder 65Uninsured InsurersPlans
Allegan County98,6236.4%559
Calhoun County106,8496.8%672
Berrien County116,6497.6%442
Jackson County120,9646.0%559

Calhoun County has 6 insurers against this county's 4 — a reminder that the county line, not the state line, is what decides your options.

What a plan actually costs in Eaton County

These are the published figures for Eaton County. What you would pay depends on your age, household and income — a licensed agent can price the 42 plans sold here against your situation.

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