Health insurance in Berrien County, Michigan
4 insurers sell 42 marketplace plans here, and 7.6% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
4 insurers sell marketplace plans in Berrien County, offering 42 plans between them, roughly 10 each. The number has not changed since the previous plan year.
How many people here have no coverage
7.6% of Berrien County's 116,649 under-65 residents have no health coverage — 8,874 people. That is close to the Michigan rate of 6.2%, and puts Berrien County in the bottom quarter of the 1,817 counties on this site (1467th).
How much the marketplace is used
6,882 Berrien County residents selected a marketplace plan for 2026: 59 per thousand under-65 residents, 1435th of 1,817. That is under the 78 per thousand typical of published counties. 747 of them — 11% — were new rather than renewing.
Berrien County against Michigan
Berrien County is the 16th largest of the 19 Michigan counties we publish. Its uninsured rate runs 1.4 points higher than Michigan overall and its 4 insurers sit between the state's 2 and 7. Marketplace use is close to the Michigan rate.
| Berrien County | Michigan | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 7.6% | 6.2% | 9.9% |
| Insurers selling | 4 | 2–7 | 4 |
| Plans offered | 42 | — | 57 |
| Selections per 1,000 | 59 | 62 | 78 |
| New rather than renewing | 11% | 13% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Jackson County | 120,964 | 6.0% | 5 | 59 |
| Monroe County | 123,647 | 5.0% | 4 | 46 |
| St. Clair County | 126,050 | 5.8% | 5 | 51 |
| Calhoun County | 106,849 | 6.8% | 6 | 72 |
Calhoun County has 6 insurers against this county's 4 — a reminder that the county line, not the state line, is what decides your options.
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