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Health insurance in Franklin County, Missouri

4 insurers sell 48 marketplace plans here, and 8.8% of under-65 residents have no coverage at all.

Reviewed September 4, 2026 · 2026 federal data

4Insurers selling 48 plans between them
8.8%Uninsured, under 65 7,549 people
72Plans per 1,000 6,177 selections
85,622Under-65 residents 300th of 1,817

Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.

Who sells here, and how much choice that gives

4 insurers sell marketplace plans in Franklin County, offering 48 plans between them, roughly 12 each. It gained 1 since the previous plan year, up from 3.

How many people here have no coverage

8.8% of Franklin County's 85,622 under-65 residents have no health coverage — 7,549 people. That is close to the Missouri rate of 9.2%, and puts Franklin County in the middle half of the 1,817 counties on this site (1279th).

How much the marketplace is used

6,177 Franklin County residents selected a marketplace plan for 2026: 72 per thousand under-65 residents, 1218th of 1,817. That is close to the 78 per thousand typical of published counties. 731 of them — 12% — were new rather than renewing.

Franklin County against Missouri

Franklin County is the smallest of the 12 Missouri counties we publish a page for. Its uninsured rate tracks the state almost exactly and its 4 insurers sit between the state's 2 and 6. Marketplace use is close to the Missouri rate.

Franklin CountyMissouri Published median
Uninsured, under 658.8% 9.2%9.9%
Insurers selling4 2–6 4
Plans offered48 57
Selections per 1,00072 7478
New rather than renewing12% 13% 15%

Counties of a similar size nearby

CountyUnder 65Uninsured InsurersPlans
Cass County92,9318.2%554
Platte County94,2706.4%555
Jasper County103,63112.1%448
Boone County155,9507.6%448

Cass County has 5 insurers against this county's 4 — a reminder that the county line, not the state line, is what decides your options.

What a plan actually costs in Franklin County

These are the published figures for Franklin County. What you would pay depends on your age, household and income — a licensed agent can price the 48 plans sold here against your situation.

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