Health insurance in Monongalia County, West Virginia

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Fewer here fall in the subsidy range than usual

2,312 uninsured people in Monongalia County earn inside the premium tax credit range — 41% of the county's uninsured. That is under the 51% median, so proportionally more of Monongalia County's uninsured sit outside the credit — below it or above the cliff. Within that band itself, 7.7% have no coverage.

How many people here have no coverage

6.5% of Monongalia County's 86,513 under-65 residents have no health coverage — 5,637 people. That is close to the West Virginia rate of 7.3%, and puts Monongalia County in the bottom quarter of the 3,143 counties measured nationally (2,667th).

A large share are under the Medicaid line

2,626 of Monongalia County's uninsured — 47%, an unusually large share — the top 5% of all counties measured — earn under $22,025 a year, which in West Virginia is Medicaid territory rather than marketplace territory.

The years before Medicare

791 people aged 50 to 64 in Monongalia County have no coverage, a rate of 5.0% — close to the 6.5% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Monongalia County against West Virginia

Monongalia County is the smallest of the 3 West Virginia counties we publish a page for. Its uninsured rate runs 0.8 points lower than West Virginia overall and 8 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across West Virginia.

Counties of a similar size

All West Virginia counties · How the credit works · Enrollment dates