Health insurance in Albemarle County, Virginia
3,213 people here have no coverage and earn in the range a premium tax credit is built for — 50% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
3,213 uninsured people in Albemarle County earn inside the premium tax credit range — 50% of the county's uninsured. That is near the 51% national median. Within that band itself, 11.6% have no coverage.
How many people here have no coverage
7.4% of Albemarle County's 86,413 under-65 residents have no health coverage — 6,400 people. That is close to the Virginia rate of 8.1%, and puts Albemarle County in the bottom quarter of the 3,143 counties measured nationally (2,364th).
Who falls under the Medicaid line
1,633 of Albemarle County's uninsured — 26%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Virginia is Medicaid territory rather than marketplace territory.
The years before Medicare
1,217 people aged 50 to 64 in Albemarle County have no coverage, a rate of 6.1% — close to the 7.4% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Albemarle County against Virginia
Albemarle County is the 17th largest of the 20 Virginia counties we publish. Its uninsured rate runs 0.7 points lower than Virginia overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Virginia picture.
| Albemarle County | Virginia | National median | |
|---|---|---|---|
| Uninsured, under 65 | 7.4% | 8.1% | 9.8% |
| Uninsured in the subsidy band | 3,213 | 283,998 | — |
| Subsidy band as a share of uninsured | 50% | 50% | 51% |
| At or below 138% of poverty | 26% | 26% | 31% |
| Uninsured, 50 to 64 | 6.1% | 6.8% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Suffolk city | 7.2% | 3,106 | 51% |
| Hanover County | 6.4% | 2,803 | 48% |
| Frederick County | 9.3% | 3,881 | 53% |
| Roanoke city | 9.9% | 3,986 | 51% |
All Virginia counties · How the credit works · Enrollment dates