Health insurance in Franklin County, Washington

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

6,676 uninsured people in Franklin County earn inside the premium tax credit range — 52% of the county's uninsured. That is near the 51% national median. Within that income band itself, 16.8% are uninsured — roughly one in 6 of the people the credit was designed for.

Coverage is worse here than across the state

14.8% of Franklin County's 87,026 under-65 residents have no health coverage — 12,850 people. That is well above Washington as a whole at 7.8% — 7.0 points above its own state, and puts Franklin County in the top quarter of the 3,143 counties measured nationally (518th).

Who falls under the Medicaid line

3,930 of Franklin County's uninsured — 31%, close to the 31% typical nationally — earn under $22,025 a year, which in Washington is Medicaid territory rather than marketplace territory.

The years before Medicare

1,826 people aged 50 to 64 in Franklin County have no coverage, a rate of 13.3% — close to the 14.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Franklin County against Washington

Franklin County is the smallest of the 14 Washington counties we publish a page for. Its uninsured rate runs 7.0 points higher than Washington overall and 2 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across Washington.

The nearest by population

With 17% of the subsidy band still uninsured here, how the credit is calculated is the useful place to start. Other Washington counties.