Health insurance in Berkeley County, West Virginia

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

3,977 uninsured people in Berkeley County earn inside the premium tax credit range — 53% of the county's uninsured. That is near the 51% national median. Within that band itself, 7.8% have no coverage.

How many people here have no coverage

6.6% of Berkeley County's 114,247 under-65 residents have no health coverage — 7,552 people. That is close to the West Virginia rate of 7.3%, and puts Berkeley County in the bottom quarter of the 3,143 counties measured nationally (2,634th).

Who falls under the Medicaid line

2,281 of Berkeley County's uninsured — 30%, close to the 31% typical nationally — earn under $22,025 a year, which in West Virginia is Medicaid territory rather than marketplace territory.

The years before Medicare

1,432 people aged 50 to 64 in Berkeley County have no coverage, a rate of 5.5% — close to the 6.6% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Berkeley County against West Virginia

Berkeley County is the 2nd largest of the 3 West Virginia counties we publish. Its uninsured rate runs 0.7 points lower than West Virginia overall and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the West Virginia picture.

Counties of a similar size

All West Virginia counties · How the credit works · Enrollment dates