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Health insurance in Centre County, Pennsylvania

3,905 people here have no coverage and earn in the range a premium tax credit is built for — 44% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

3,905Uninsured, subsidy range 138–400% of poverty
7.7%Uninsured, under 65 8,869 people
5.5%Uninsured, 50 to 64 1,394 people
114,828Under-65 residents 466th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

3,905 uninsured people in Centre County earn inside the premium tax credit range — 44% of the county's uninsured. That is under the 51% median, so proportionally more of Centre County's uninsured sit outside the credit — below it or above the cliff. Within that band itself, 9.4% have no coverage.

How many people here have no coverage

7.7% of Centre County's 114,828 under-65 residents have no health coverage — 8,869 people. That is close to the Pennsylvania rate of 7.2%, and puts Centre County in the lower half of the 3,143 counties measured nationally (2,262nd).

A large share are under the Medicaid line

3,496 of Centre County's uninsured — 39%, an unusually large share — the top quarter of all counties measured — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.

The years before Medicare

1,394 people aged 50 to 64 in Centre County have no coverage, a rate of 5.5% — close to the 7.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Centre County against Pennsylvania

Centre County is the 21st largest of the 28 Pennsylvania counties we publish. Its uninsured rate tracks the state almost exactly and 5 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Pennsylvania picture.

Centre CountyPennsylvania National median
Uninsured, under 657.7% 7.2%9.8%
Uninsured in the subsidy band3,905 360,928—
Subsidy band as a share of uninsured44% 49% 51%
At or below 138% of poverty39% 30% 31%
Uninsured, 50 to 645.5% 5.5% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Lebanon County9.3%5,59253%
Schuylkill County7.6%4,32453%
Franklin County9.0%5,99253%

What a plan actually costs in Centre County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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