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Health insurance in Franklin County, Pennsylvania

5,992 people here have no coverage and earn in the range a premium tax credit is built for — 53% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

5,992Uninsured, subsidy range 138–400% of poverty
9.0%Uninsured, under 65 11,246 people
6.5%Uninsured, 50 to 64 2,039 people
125,558Under-65 residents 438th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

5,992 uninsured people in Franklin County earn inside the premium tax credit range — 53% of the county's uninsured. That is near the 51% national median. Within that band itself, 10.8% have no coverage.

How many people here have no coverage

9.0% of Franklin County's 125,558 under-65 residents have no health coverage — 11,246 people. That is above the Pennsylvania rate of 7.2%, and puts Franklin County in the lower half of the 3,143 counties measured nationally (1,841st).

Who falls under the Medicaid line

2,960 of Franklin County's uninsured — 26%, close to the 31% typical nationally — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.

Older residents here are better covered

2,039 people aged 50 to 64 in Franklin County have no coverage, a rate of 6.5% — lower than the 9.0% across all under-65 residents here, which is the usual pattern — people in their fifties and early sixties tend to be more settled in employer coverage. Age-rated premiums make this the most expensive group to cover before Medicare.

Franklin County against Pennsylvania

Franklin County is the 20th largest of the 28 Pennsylvania counties we publish. Its uninsured rate runs 1.8 points higher than Pennsylvania overall and 4 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Pennsylvania picture.

Franklin CountyPennsylvania National median
Uninsured, under 659.0% 7.2%9.8%
Uninsured in the subsidy band5,992 360,928—
Subsidy band as a share of uninsured53% 49% 51%
At or below 138% of poverty26% 30% 31%
Uninsured, 50 to 646.5% 5.5% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Monroe County8.4%5,35450%
Centre County7.7%3,90544%
Lebanon County9.3%5,59253%

What a plan actually costs in Franklin County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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