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Health insurance in Penobscot County, Maine

4,265 people here have no coverage and earn in the range a premium tax credit is built for — 51% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

4,265Uninsured, subsidy range 138–400% of poverty
7.1%Uninsured, under 65 8,430 people
6.2%Uninsured, 50 to 64 1,939 people
117,944Under-65 residents 463rd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

4,265 uninsured people in Penobscot County earn inside the premium tax credit range — 51% of the county's uninsured. That is near the 51% national median. Within that band itself, 8.7% have no coverage.

How many people here have no coverage

7.1% of Penobscot County's 117,944 under-65 residents have no health coverage — 8,430 people. That is close to the Maine rate of 7.2%, and puts Penobscot County in the bottom quarter of the 3,143 counties measured nationally (2,453rd).

Who falls under the Medicaid line

2,312 of Penobscot County's uninsured — 27%, close to the 31% typical nationally — earn under $22,025 a year, which in Maine is Medicaid territory rather than marketplace territory.

The years before Medicare

1,939 people aged 50 to 64 in Penobscot County have no coverage, a rate of 6.2% — close to the 7.1% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Penobscot County against Maine

Penobscot County is the 3rd largest of the 4 Maine counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Maine picture.

Penobscot CountyMaine National median
Uninsured, under 657.1% 7.2%9.8%
Uninsured in the subsidy band4,265 39,094—
Subsidy band as a share of uninsured51% 52% 51%
At or below 138% of poverty27% 26% 31%
Uninsured, 50 to 646.2% 6.3% 8.1%

The nearest by population

CountyUninsured In the subsidy bandShare
Kennebec County7.2%3,69153%
York County5.5%4,67551%
Cumberland County5.6%6,83051%

What a plan actually costs in Penobscot County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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