Health insurance in Cumberland County, Maine
6,830 people here have no coverage and earn in the range a premium tax credit is built for — 51% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
6,830 uninsured people in Cumberland County earn inside the premium tax credit range — 51% of the county's uninsured. That is near the 51% national median. Within that band itself, 8.5% have no coverage.
How many people here have no coverage
5.6% of Cumberland County's 242,846 under-65 residents have no health coverage — 13,505 people. That is below the Maine rate of 7.2%, and puts Cumberland County in the bottom quarter of the 3,143 counties measured nationally (2,913th).
Who falls under the Medicaid line
3,064 of Cumberland County's uninsured — 23%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Maine is Medicaid territory rather than marketplace territory.
The years before Medicare
3,019 people aged 50 to 64 in Cumberland County have no coverage, a rate of 5.0% — close to the 5.6% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Cumberland County against Maine
Cumberland County is the largest of the 4 Maine counties we publish, by under-65 population. Its uninsured rate runs 1.6 points lower than Maine overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is better here than across Maine.
| Cumberland County | Maine | National median | |
|---|---|---|---|
| Uninsured, under 65 | 5.6% | 7.2% | 9.8% |
| Uninsured in the subsidy band | 6,830 | 39,094 | — |
| Subsidy band as a share of uninsured | 51% | 52% | 51% |
| At or below 138% of poverty | 23% | 26% | 31% |
| Uninsured, 50 to 64 | 5.0% | 6.3% | 8.1% |
The next largest counties
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| York County | 5.5% | 4,675 | 51% |
| Penobscot County | 7.1% | 4,265 | 51% |
| Kennebec County | 7.2% | 3,691 | 53% |
All Maine counties · How the credit works · Enrollment dates