Health insurance in Philadelphia County, Pennsylvania
50,659 people here have no coverage and earn in the range a premium tax credit is built for — 45% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
Philadelphia County has 50,659 uninsured residents earning inside the premium tax credit range, 45% of its uninsured total. That is near the 51% national median. Within that band itself, 10.3% have no coverage.
How many people here have no coverage
8.8% of Philadelphia County's 1,259,377 under-65 residents have no health coverage — 111,449 people. That is above the Pennsylvania rate of 7.2%, and puts Philadelphia County in the lower half of the 3,143 counties measured nationally (1,904th).
A large share are under the Medicaid line
42,685 of Philadelphia County's uninsured — 38%, an unusually large share — the top quarter of all counties measured — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.
The years before Medicare
18,380 people aged 50 to 64 in Philadelphia County have no coverage, a rate of 7.4% — close to the 8.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Philadelphia County against Pennsylvania
Philadelphia County is the largest of the 28 Pennsylvania counties we publish, by under-65 population. Its uninsured rate runs 1.6 points higher than Pennsylvania overall and 4 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across Pennsylvania.
| Philadelphia County | Pennsylvania | National median | |
|---|---|---|---|
| Uninsured, under 65 | 8.8% | 7.2% | 9.8% |
| Uninsured in the subsidy band | 50,659 | 360,928 | — |
| Subsidy band as a share of uninsured | 45% | 49% | 51% |
| At or below 138% of poverty | 38% | 30% | 31% |
| Uninsured, 50 to 64 | 7.4% | 5.5% | 8.1% |
The next largest counties
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Allegheny County | 5.1% | 23,015 | 48% |
| Montgomery County | 4.5% | 14,743 | 47% |
| Bucks County | 5.5% | 13,176 | 47% |
| Delaware County | 5.6% | 12,111 | 47% |
All Pennsylvania counties · How the credit works · Enrollment dates