Health insurance in Montgomery County, Pennsylvania
14,743 people here have no coverage and earn in the range a premium tax credit is built for — 47% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
Of the 31,633 people without coverage in Montgomery County, 14,743 — 47% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 7.8% have no coverage.
Comparatively few people go uncovered
4.5% of Montgomery County's 695,571 under-65 residents have no health coverage — 31,633 people. That is below the Pennsylvania rate of 7.2%, and puts Montgomery County in the bottom quarter of the 3,143 counties measured nationally (3,083rd).
Who falls under the Medicaid line
7,637 of Montgomery County's uninsured — 24%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.
The years before Medicare
6,017 people aged 50 to 64 in Montgomery County have no coverage, a rate of 3.6% — close to the 4.5% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Montgomery County against Pennsylvania
Montgomery County is the 3rd largest of the 28 Pennsylvania counties we publish. Its uninsured rate runs 2.7 points lower than Pennsylvania overall and 3 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across Pennsylvania.
| Montgomery County | Pennsylvania | National median | |
|---|---|---|---|
| Uninsured, under 65 | 4.5% | 7.2% | 9.8% |
| Uninsured in the subsidy band | 14,743 | 360,928 | — |
| Subsidy band as a share of uninsured | 47% | 49% | 51% |
| At or below 138% of poverty | 24% | 30% | 31% |
| Uninsured, 50 to 64 | 3.6% | 5.5% | 8.1% |
The nearest by population
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Bucks County | 5.5% | 13,176 | 47% |
| Delaware County | 5.6% | 12,111 | 47% |
| Chester County | 5.8% | 11,665 | 45% |
| Allegheny County | 5.1% | 23,015 | 48% |
| Philadelphia County | 8.8% | 50,659 | 45% |
All Pennsylvania counties · How the credit works · Enrollment dates