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Health insurance in Westchester County, New York

21,465 people here have no coverage and earn in the range a premium tax credit is built for — 46% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

21,465Uninsured, subsidy range 138–400% of poverty
5.9%Uninsured, under 65 46,915 people
4.7%Uninsured, 50 to 64 9,498 people
797,228Under-65 residents 53rd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 46,915 people without coverage in Westchester County, 21,465 — 46% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 10.3% have no coverage.

How many people here have no coverage

5.9% of Westchester County's 797,228 under-65 residents have no health coverage — 46,915 people. That is close to the New York rate of 5.9%, and puts Westchester County in the bottom quarter of the 3,143 counties measured nationally (2,837th).

Who falls under the Medicaid line

11,849 of Westchester County's uninsured — 25%, below the 31% typical of counties nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.

The years before Medicare

9,498 people aged 50 to 64 in Westchester County have no coverage, a rate of 4.7% — close to the 5.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Westchester County against New York

Westchester County is the 7th largest of the 27 New York counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the New York picture.

Westchester CountyNew York National median
Uninsured, under 655.9% 5.9%9.8%
Uninsured in the subsidy band21,465 429,201—
Subsidy band as a share of uninsured46% 47% 51%
At or below 138% of poverty25% 29% 31%
Uninsured, 50 to 644.7% 5.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Erie County4.3%15,21248%
Monroe County4.4%12,44049%
Nassau County4.3%20,48743%
Bronx County8.1%43,92448%

What a plan actually costs in Westchester County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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