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Health insurance in Erie County, New York

15,212 people here have no coverage and earn in the range a premium tax credit is built for — 48% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

15,212Uninsured, subsidy range 138–400% of poverty
4.3%Uninsured, under 65 31,673 people
3.4%Uninsured, 50 to 64 6,011 people
735,701Under-65 residents 63rd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 31,673 people without coverage in Erie County, 15,212 — 48% — earn inside the premium tax credit range. That is near the 51% national median. Within that band, only 5.6% are uninsured, so the credit is reaching most of the people it was built for here.

Comparatively few people go uncovered

4.3% of Erie County's 735,701 under-65 residents have no health coverage — 31,673 people. That is below the New York rate of 5.9%, and puts Erie County in the bottom quarter of the 3,143 counties measured nationally (3,101st).

Who falls under the Medicaid line

9,208 of Erie County's uninsured — 29%, close to the 31% typical nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.

The years before Medicare

6,011 people aged 50 to 64 in Erie County have no coverage, a rate of 3.4% — close to the 4.3% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Erie County against New York

Erie County is the 8th largest of the 27 New York counties we publish. Its uninsured rate runs 1.6 points lower than New York overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is better here than across New York.

Erie CountyNew York National median
Uninsured, under 654.3% 5.9%9.8%
Uninsured in the subsidy band15,212 429,201—
Subsidy band as a share of uninsured48% 47% 51%
At or below 138% of poverty29% 29% 31%
Uninsured, 50 to 643.4% 5.0% 8.1%

The nearest by population

CountyUninsured In the subsidy bandShare
Westchester County5.9%21,46546%
Monroe County4.4%12,44049%
Richmond County5.2%9,41045%
Nassau County4.3%20,48743%
Queens County8.4%76,39850%

What a plan actually costs in Erie County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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