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Health insurance in Putnam County, New York

1,533 people here have no coverage and earn in the range a premium tax credit is built for — 45% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

1,533Uninsured, subsidy range 138–400% of poverty
4.3%Uninsured, under 65 3,388 people
3.5%Uninsured, 50 to 64 754 people
77,963Under-65 residents 623rd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

1,533 uninsured people in Putnam County earn inside the premium tax credit range — 45% of the county's uninsured. That is near the 51% national median. Within that band itself, 6.7% have no coverage.

Comparatively few people go uncovered

4.3% of Putnam County's 77,963 under-65 residents have no health coverage — 3,388 people. That is below the New York rate of 5.9%, and puts Putnam County in the bottom quarter of the 3,143 counties measured nationally (3,104th).

Who falls under the Medicaid line

786 of Putnam County's uninsured — 23%, below the 31% typical of counties nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.

The years before Medicare

754 people aged 50 to 64 in Putnam County have no coverage, a rate of 3.5% — close to the 4.3% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Putnam County against New York

Putnam County is the smallest of the 27 New York counties we publish a page for. Its uninsured rate runs 1.6 points lower than New York overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is better here than across New York.

Putnam CountyNew York National median
Uninsured, under 654.3% 5.9%9.8%
Uninsured in the subsidy band1,533 429,201—
Subsidy band as a share of uninsured45% 47% 51%
At or below 138% of poverty23% 29% 31%
Uninsured, 50 to 643.5% 5.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Ontario County4.2%1,77550%
Jefferson County5.1%2,42053%
Oswego County5.0%2,24449%
Chautauqua County6.0%2,82150%

What a plan actually costs in Putnam County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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