Health insurance in Ontario County, New York

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

1,775 uninsured people in Ontario County earn inside the premium tax credit range — 50% of the county's uninsured. That is near the 51% national median. Within that band, only 5.6% are uninsured, so the credit is reaching most of the people it was built for here.

Comparatively few people go uncovered

4.2% of Ontario County's 84,693 under-65 residents have no health coverage — 3,582 people. That is below the New York rate of 5.9%, and puts Ontario County in the bottom quarter of the 3,143 counties measured nationally (3,107th).

Who falls under the Medicaid line

970 of Ontario County's uninsured — 27%, close to the 31% typical nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.

The years before Medicare

697 people aged 50 to 64 in Ontario County have no coverage, a rate of 3.0% — close to the 4.2% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Ontario County against New York

Ontario County is the 26th largest of the 27 New York counties we publish. Its uninsured rate runs 1.7 points lower than New York overall and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across New York.

Counties of a similar size

All New York counties · How the credit works · Enrollment dates