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Health insurance in Oneida County, New York

4,316 people here have no coverage and earn in the range a premium tax credit is built for — 49% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

4,316Uninsured, subsidy range 138–400% of poverty
5.1%Uninsured, under 65 8,807 people
3.9%Uninsured, 50 to 64 1,710 people
172,965Under-65 residents 325th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

4,316 uninsured people in Oneida County earn inside the premium tax credit range — 49% of the county's uninsured. That is near the 51% national median. Within that band itself, 6.0% have no coverage.

How many people here have no coverage

5.1% of Oneida County's 172,965 under-65 residents have no health coverage — 8,807 people. That is close to the New York rate of 5.9%, and puts Oneida County in the bottom quarter of the 3,143 counties measured nationally (3,017th).

Who falls under the Medicaid line

2,766 of Oneida County's uninsured — 31%, close to the 31% typical nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.

The years before Medicare

1,710 people aged 50 to 64 in Oneida County have no coverage, a rate of 3.9% — close to the 5.1% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Oneida County against New York

Oneida County is the 17th largest of the 27 New York counties we publish. Its uninsured rate runs 0.8 points lower than New York overall and 2 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across New York.

Oneida CountyNew York National median
Uninsured, under 655.1% 5.9%9.8%
Uninsured in the subsidy band4,316 429,201
Subsidy band as a share of uninsured49% 47% 51%
At or below 138% of poverty31% 29% 31%
Uninsured, 50 to 643.9% 5.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Niagara County4.7%3,83050%
Saratoga County3.7%3,30547%
Broome County5.3%3,72148%
Ulster County6.4%3,70242%

What a plan actually costs in Oneida County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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