Health insurance in Ulster County, New York
3,702 people here have no coverage and earn in the range a premium tax credit is built for — 42% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
3,702 uninsured people in Ulster County earn inside the premium tax credit range — 42% of the county's uninsured. That is under the 51% median, so proportionally more of Ulster County's uninsured sit outside the credit — below it or above the cliff. Within that band itself, 7.9% have no coverage.
How many people here have no coverage
6.4% of Ulster County's 136,230 under-65 residents have no health coverage — 8,743 people. That is close to the New York rate of 5.9%, and puts Ulster County in the bottom quarter of the 3,143 counties measured nationally (2,704th).
Who falls under the Medicaid line
3,027 of Ulster County's uninsured — 35%, close to the 31% typical nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.
The years before Medicare
1,898 people aged 50 to 64 in Ulster County have no coverage, a rate of 5.1% — close to the 6.4% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Ulster County against New York
Ulster County is the 20th largest of the 27 New York counties we publish. Its uninsured rate runs 0.5 points higher than New York overall and 4 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the New York picture.
| Ulster County | New York | National median | |
|---|---|---|---|
| Uninsured, under 65 | 6.4% | 5.9% | 9.8% |
| Uninsured in the subsidy band | 3,702 | 429,201 | — |
| Subsidy band as a share of uninsured | 42% | 47% | 51% |
| At or below 138% of poverty | 35% | 29% | 31% |
| Uninsured, 50 to 64 | 5.1% | 5.0% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Schenectady County | 4.9% | 3,017 | 48% |
| Broome County | 5.3% | 3,721 | 48% |
| Rensselaer County | 4.4% | 2,548 | 46% |
| Niagara County | 4.7% | 3,830 | 50% |
All New York counties · How the credit works · Enrollment dates