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Health insurance in Dutchess County, New York

4,976 people here have no coverage and earn in the range a premium tax credit is built for — 47% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

4,976Uninsured, subsidy range 138–400% of poverty
4.7%Uninsured, under 65 10,680 people
3.7%Uninsured, 50 to 64 2,261 people
226,646Under-65 residents 259th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

4,976 uninsured people in Dutchess County earn inside the premium tax credit range — 47% of the county's uninsured. That is near the 51% national median. Within that band itself, 6.7% have no coverage.

Comparatively few people go uncovered

4.7% of Dutchess County's 226,646 under-65 residents have no health coverage — 10,680 people. That is close to the New York rate of 5.9%, and puts Dutchess County in the bottom quarter of the 3,143 counties measured nationally (3,068th).

Who falls under the Medicaid line

2,890 of Dutchess County's uninsured — 27%, close to the 31% typical nationally — earn under $22,025 a year, which in New York is Medicaid territory rather than marketplace territory.

The years before Medicare

2,261 people aged 50 to 64 in Dutchess County have no coverage, a rate of 3.7% — close to the 4.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Dutchess County against New York

Dutchess County is the 15th largest of the 27 New York counties we publish. Its uninsured rate runs 1.2 points lower than New York overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is better here than across New York.

Dutchess CountyNew York National median
Uninsured, under 654.7% 5.9%9.8%
Uninsured in the subsidy band4,976 429,201—
Subsidy band as a share of uninsured47% 47% 51%
At or below 138% of poverty27% 29% 31%
Uninsured, 50 to 643.7% 5.0% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Albany County4.8%5,38946%
Saratoga County3.7%3,30547%
Oneida County5.1%4,31649%
Rockland County5.5%6,67942%

What a plan actually costs in Dutchess County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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