Health insurance in Ramsey County, Minnesota
16,015 people here have no coverage and earn in the range a premium tax credit is built for — 50% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
Of the 31,814 people without coverage in Ramsey County, 16,015 — 50% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 9.6% have no coverage.
How many people here have no coverage
7.2% of Ramsey County's 439,231 under-65 residents have no health coverage — 31,814 people. That is above the Minnesota rate of 6.0%, and puts Ramsey County in the bottom quarter of the 3,143 counties measured nationally (2,424th).
Who falls under the Medicaid line
9,758 of Ramsey County's uninsured — 31%, close to the 31% typical nationally — earn under $22,025 a year, which in Minnesota is Medicaid territory rather than marketplace territory.
The years before Medicare
5,020 people aged 50 to 64 in Ramsey County have no coverage, a rate of 5.8% — close to the 7.2% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Ramsey County against Minnesota
Ramsey County is the 2nd largest of the 12 Minnesota counties we publish. Its uninsured rate runs 1.2 points higher than Minnesota overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is worse here than across Minnesota.
| Ramsey County | Minnesota | National median | |
|---|---|---|---|
| Uninsured, under 65 | 7.2% | 6.0% | 9.8% |
| Uninsured in the subsidy band | 16,015 | 140,120 | — |
| Subsidy band as a share of uninsured | 50% | 50% | 51% |
| At or below 138% of poverty | 31% | 27% | 31% |
| Uninsured, 50 to 64 | 5.8% | 4.7% | 8.1% |
The nearest by population
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Dakota County | 5.2% | 9,633 | 49% |
| Anoka County | 5.9% | 9,367 | 51% |
| Washington County | 4.1% | 4,753 | 50% |
| St. Louis County | 6.3% | 4,827 | 50% |
| Hennepin County | 5.8% | 29,032 | 47% |
All Minnesota counties · How the credit works · Enrollment dates