HealthPlanIndex (866) 843-0930
HealthPlanIndex is not a government website and is not affiliated with, endorsed by, or operated by HealthCare.gov, the Centers for Medicare & Medicaid Services, or any state health insurance exchange.

Health insurance in St. Louis County, Minnesota

4,827 people here have no coverage and earn in the range a premium tax credit is built for — 50% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

4,827Uninsured, subsidy range 138–400% of poverty
6.3%Uninsured, under 65 9,581 people
4.8%Uninsured, 50 to 64 1,701 people
151,709Under-65 residents 367th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

4,827 uninsured people in St. Louis County earn inside the premium tax credit range — 50% of the county's uninsured. That is near the 51% national median. Within that band itself, 8.0% have no coverage.

How many people here have no coverage

6.3% of St. Louis County's 151,709 under-65 residents have no health coverage — 9,581 people. That is close to the Minnesota rate of 6.0%, and puts St. Louis County in the bottom quarter of the 3,143 counties measured nationally (2,731st).

Who falls under the Medicaid line

2,748 of St. Louis County's uninsured — 29%, close to the 31% typical nationally — earn under $22,025 a year, which in Minnesota is Medicaid territory rather than marketplace territory.

The years before Medicare

1,701 people aged 50 to 64 in St. Louis County have no coverage, a rate of 4.8% — close to the 6.3% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

St. Louis County against Minnesota

St. Louis County is the 6th largest of the 12 Minnesota counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Minnesota picture.

St. Louis CountyMinnesota National median
Uninsured, under 656.3% 6.0%9.8%
Uninsured in the subsidy band4,827 140,120—
Subsidy band as a share of uninsured50% 50% 51%
At or below 138% of poverty29% 27% 31%
Uninsured, 50 to 644.8% 4.7% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Olmsted County4.8%3,22749%
Scott County4.7%3,02747%
Wright County4.7%3,19351%
Stearns County6.8%4,48251%

What a plan actually costs in St. Louis County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

(866) 843-0930

9am – 6pm, Monday through Friday, Eastern time. Closed Saturdays and Sundays.
You reach Clearline Health Insurance, a licensed insurance agency. There is no cost to call.

When you call the number on this site you reach Clearline Health Insurance (National Producer Number 19024830), a licensed insurance agency. HealthPlanIndex is compensated for that connection. That is how this site is paid for, and it does not change what you pay for a plan.

All Minnesota counties · How the credit works · Enrollment dates

(866) 843-0930 9am–6pm ET, Mon–Fri