Health insurance in Minnesota
278,902 people under 65 in Minnesota have no health coverage. 140,120 of them earn in the range a premium tax credit is built for.
Source: US Census Small Area Health Insurance Estimates, 2024 release.
Who is uninsured in Minnesota
278,902 people under 65 in Minnesota have no health coverage — 6.0% of the under-65 population, 44th highest of the 51 states and DC. 140,120 (50%) earn inside the premium tax credit range.
75,546 uninsured Minnesota residents (27% of the total) earn under $22,025. Minnesota expanded Medicaid, so that group mostly qualifies for it instead — and it enrolls year-round.
Where Minnesota residents enroll, and by when
Minnesota does not use HealthCare.gov. It runs MNsure at mnsure.org, and sets its own enrollment dates — which are not always the federal ones. Applying at HealthCare.gov will redirect you.
Open Enrollment for Minnesota: November 1, 2026 to January 15, 2027.
Checked 2026-09-01. 2027 dates moved nationally after a court ruling — what changed and why.
How enrollment works · If you missed the window
The 12 largest counties in Minnesota
By under-65 population — 70% of Minnesota's under-65 residents, from 87 counties with published estimates.
| County | Under 65 | Uninsured | In subsidy range | Share | Uninsured 50–64 |
|---|---|---|---|---|---|
| Hennepin County | 1,048,834 | 5.8% | 29,032 | 47% | 4.1% |
| Ramsey County | 439,231 | 7.2% | 16,015 | 50% | 5.8% |
| Dakota County | 376,833 | 5.2% | 9,633 | 49% | 4.6% |
| Anoka County | 312,689 | 5.9% | 9,367 | 51% | 4.3% |
| Washington County | 232,579 | 4.1% | 4,753 | 50% | 3.2% |
| St. Louis County | 151,709 | 6.3% | 4,827 | 50% | 4.8% |
| Olmsted County | 136,210 | 4.8% | 3,227 | 49% | 3.6% |
| Scott County | 135,066 | 4.7% | 3,027 | 47% | 4.2% |
| Wright County | 132,318 | 4.7% | 3,193 | 51% | 3.7% |
| Stearns County | 130,984 | 6.8% | 4,482 | 51% | 4.8% |
| Carver County | 95,217 | 3.5% | 1,596 | 47% | 2.8% |
| Sherburne County | 87,364 | 4.9% | 2,210 | 52% | 3.5% |
Source: US Census Small Area Health Insurance Estimates, 2024 release. "In subsidy range" counts uninsured under-65 residents earning 138–400% of the federal poverty level.