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Health insurance in Baltimore County, Maryland

22,463 people here have no coverage and earn in the range a premium tax credit is built for — 49% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

22,463Uninsured, subsidy range 138–400% of poverty
6.9%Uninsured, under 65 45,927 people
4.6%Uninsured, 50 to 64 7,118 people
667,157Under-65 residents 80th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 45,927 people without coverage in Baltimore County, 22,463 — 49% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 9.6% have no coverage.

How many people here have no coverage

6.9% of Baltimore County's 667,157 under-65 residents have no health coverage — 45,927 people. That is close to the Maryland rate of 7.2%, and puts Baltimore County in the bottom quarter of the 3,143 counties measured nationally (2,526th).

Who falls under the Medicaid line

12,250 of Baltimore County's uninsured — 27%, close to the 31% typical nationally — earn under $22,025 a year, which in Maryland is Medicaid territory rather than marketplace territory.

The years before Medicare

7,118 people aged 50 to 64 in Baltimore County have no coverage, a rate of 4.6% — close to the 6.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Baltimore County against Maryland

Baltimore County is the 3rd largest of the 15 Maryland counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Maryland picture.

Baltimore CountyMaryland National median
Uninsured, under 656.9% 7.2%9.8%
Uninsured in the subsidy band22,463 176,483—
Subsidy band as a share of uninsured49% 49% 51%
At or below 138% of poverty27% 25% 31%
Uninsured, 50 to 644.6% 5.4% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Prince George's County11.2%44,28251%
Anne Arundel County5.4%12,79848%
Montgomery County8.0%33,66948%
Baltimore city7.8%17,14049%

What a plan actually costs in Baltimore County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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