Health insurance in Baltimore city, Maryland
17,140 people here have no coverage and earn in the range a premium tax credit is built for — 49% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
Of the 35,270 people without coverage in Baltimore city, 17,140 — 49% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 9.8% have no coverage.
How many people here have no coverage
7.8% of Baltimore city's 449,383 under-65 residents have no health coverage — 35,270 people. That is close to the Maryland rate of 7.2%, and puts Baltimore city in the lower half of the 3,143 counties measured nationally (2,218th).
Who falls under the Medicaid line
11,523 of Baltimore city's uninsured — 33%, close to the 31% typical nationally — earn under $22,025 a year, which in Maryland is Medicaid territory rather than marketplace territory.
The years before Medicare
6,381 people aged 50 to 64 in Baltimore city have no coverage, a rate of 7.0% — close to the 7.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Baltimore city against Maryland
Baltimore city is the 5th largest of the 15 Maryland counties we publish. Its uninsured rate runs 0.6 points higher than Maryland overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is worse here than across Maryland.
| Baltimore city | Maryland | National median | |
|---|---|---|---|
| Uninsured, under 65 | 7.8% | 7.2% | 9.8% |
| Uninsured in the subsidy band | 17,140 | 176,483 | — |
| Subsidy band as a share of uninsured | 49% | 49% | 51% |
| At or below 138% of poverty | 33% | 25% | 31% |
| Uninsured, 50 to 64 | 7.0% | 5.4% | 8.1% |
The nearest by population
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Anne Arundel County | 5.4% | 12,798 | 48% |
| Howard County | 4.7% | 5,758 | 43% |
| Frederick County | 5.4% | 6,397 | 48% |
| Baltimore County | 6.9% | 22,463 | 49% |
| New Castle County (Delaware) | 7.6% | 17,426 | 49% |
All Maryland counties · How the credit works · Enrollment dates