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Health insurance in Champaign County, Illinois

4,923 people here have no coverage and earn in the range a premium tax credit is built for — 46% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

4,923Uninsured, subsidy range 138–400% of poverty
6.4%Uninsured, under 65 10,737 people
5.1%Uninsured, 50 to 64 1,469 people
166,725Under-65 residents 337th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

4,923 uninsured people in Champaign County earn inside the premium tax credit range — 46% of the county's uninsured. That is near the 51% national median. Within that band itself, 7.8% have no coverage.

How many people here have no coverage

6.4% of Champaign County's 166,725 under-65 residents have no health coverage — 10,737 people. That is below the Illinois rate of 8.1%, and puts Champaign County in the bottom quarter of the 3,143 counties measured nationally (2,674th).

A large share are under the Medicaid line

4,324 of Champaign County's uninsured — 40%, an unusually large share — the top 10% of all counties measured — earn under $22,025 a year, which in Illinois is Medicaid territory rather than marketplace territory.

The years before Medicare

1,469 people aged 50 to 64 in Champaign County have no coverage, a rate of 5.1% — close to the 6.4% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Champaign County against Illinois

Champaign County is the 10th largest of the 18 Illinois counties we publish. Its uninsured rate runs 1.7 points lower than Illinois overall and 5 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across Illinois.

Champaign CountyIllinois National median
Uninsured, under 656.4% 8.1%9.8%
Uninsured in the subsidy band4,923 423,655—
Subsidy band as a share of uninsured46% 51% 51%
At or below 138% of poverty40% 28% 31%
Uninsured, 50 to 645.1% 7.2% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Sangamon County5.5%4,33551%
Peoria County6.3%4,31148%
McLean County5.8%3,81448%
St. Clair County6.3%6,69053%

What a plan actually costs in Champaign County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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