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Health insurance in McLean County, Illinois

3,814 people here have no coverage and earn in the range a premium tax credit is built for — 48% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

3,814Uninsured, subsidy range 138–400% of poverty
5.8%Uninsured, under 65 7,968 people
3.7%Uninsured, 50 to 64 1,011 people
137,961Under-65 residents 403rd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

3,814 uninsured people in McLean County earn inside the premium tax credit range — 48% of the county's uninsured. That is near the 51% national median. Within that band itself, 7.3% have no coverage.

How many people here have no coverage

5.8% of McLean County's 137,961 under-65 residents have no health coverage — 7,968 people. That is below the Illinois rate of 8.1%, and puts McLean County in the bottom quarter of the 3,143 counties measured nationally (2,856th).

A large share are under the Medicaid line

2,928 of McLean County's uninsured — 37%, an unusually large share — the top quarter of all counties measured — earn under $22,025 a year, which in Illinois is Medicaid territory rather than marketplace territory.

The years before Medicare

1,011 people aged 50 to 64 in McLean County have no coverage, a rate of 3.7% — close to the 5.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

McLean County against Illinois

McLean County is the 13th largest of the 18 Illinois counties we publish. Its uninsured rate runs 2.3 points lower than Illinois overall and 3 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across Illinois.

McLean CountyIllinois National median
Uninsured, under 655.8% 8.1%9.8%
Uninsured in the subsidy band3,814 423,655—
Subsidy band as a share of uninsured48% 51% 51%
At or below 138% of poverty37% 28% 31%
Uninsured, 50 to 643.7% 7.2% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Peoria County6.3%4,31148%
Kendall County5.3%3,52653%
Sangamon County5.5%4,33551%
Rock Island County7.7%4,29551%

What a plan actually costs in McLean County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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