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Health insurance in Honolulu County, Hawaii

14,488 people here have no coverage and earn in the range a premium tax credit is built for — 50% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

14,488Uninsured, subsidy range 138–400% of poverty
3.6%Uninsured, under 65 29,225 people
2.9%Uninsured, 50 to 64 5,369 people
819,270Under-65 residents 50th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 29,225 people without coverage in Honolulu County, 14,488 — 50% — earn inside the premium tax credit range. That is near the 51% national median. Within that band, only 4.9% are uninsured, so the credit is reaching most of the people it was built for here.

Comparatively few people go uncovered

3.6% of Honolulu County's 819,270 under-65 residents have no health coverage — 29,225 people. That is close to the Hawaii rate of 4.1%, and puts Honolulu County in the bottom quarter of the 3,143 counties measured nationally (3,131st).

Who falls under the Medicaid line

6,558 of Honolulu County's uninsured — 22%, below the 31% typical of counties nationally — earn under $25,337 a year, which in Hawaii is Medicaid territory rather than marketplace territory.

The years before Medicare

5,369 people aged 50 to 64 in Honolulu County have no coverage, a rate of 2.9% — close to the 3.6% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Honolulu County against Hawaii

Honolulu County is the largest of the 3 Hawaii counties we publish, by under-65 population. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Hawaii picture.

Honolulu CountyHawaii National median
Uninsured, under 653.6% 4.1%9.8%
Uninsured in the subsidy band14,488 23,939
Subsidy band as a share of uninsured50% 49% 51%
At or below 138% of poverty22% 25% 31%
Uninsured, 50 to 642.9% 3.4% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Westchester County (New York)5.9%21,46546%
Pierce County (Washington)7.0%28,84852%
Bergen County (New Jersey)7.6%28,04247%
Kern County (California)8.6%34,62451%
Capitol (Connecticut)6.4%23,61448%

What a plan actually costs in Honolulu County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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