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Health insurance in Kern County, California

34,624 people here have no coverage and earn in the range a premium tax credit is built for — 51% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

34,624Uninsured, subsidy range 138–400% of poverty
8.6%Uninsured, under 65 67,576 people
8.4%Uninsured, 50 to 64 11,684 people
783,175Under-65 residents 57th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Kern County has 34,624 uninsured residents earning inside the premium tax credit range, 51% of its uninsured total. That is near the 51% national median. Within that band itself, 9.9% have no coverage.

How many people here have no coverage

8.6% of Kern County's 783,175 under-65 residents have no health coverage — 67,576 people. That is above the California rate of 6.9%, and puts Kern County in the lower half of the 3,143 counties measured nationally (1,938th).

Who falls under the Medicaid line

22,447 of Kern County's uninsured — 33%, close to the 31% typical nationally — earn under $22,025 a year, which in California is Medicaid territory rather than marketplace territory.

The years before Medicare

11,684 people aged 50 to 64 in Kern County have no coverage, a rate of 8.4% — close to the 8.6% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Kern County against California

Kern County is the 10th largest of the 34 California counties we publish. Its uninsured rate runs 1.7 points higher than California overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is worse here than across California.

Kern CountyCalifornia National median
Uninsured, under 658.6% 6.9%9.8%
Uninsured in the subsidy band34,624 1,173,956—
Subsidy band as a share of uninsured51% 52% 51%
At or below 138% of poverty33% 25% 31%
Uninsured, 50 to 648.4% 6.6% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Fresno County7.5%34,11853%
San Joaquin County7.7%28,59554%
Ventura County7.0%24,87753%
San Francisco County4.0%11,82344%

What a plan actually costs in Kern County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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