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Health insurance in San Joaquin County, California

28,595 people here have no coverage and earn in the range a premium tax credit is built for — 54% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

28,595Uninsured, subsidy range 138–400% of poverty
7.7%Uninsured, under 65 53,053 people
6.1%Uninsured, 50 to 64 8,361 people
691,178Under-65 residents 73rd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

San Joaquin County has 28,595 uninsured residents earning inside the premium tax credit range, 54% of its uninsured total. That is near the 51% national median. Within that band itself, 9.7% have no coverage.

How many people here have no coverage

7.7% of San Joaquin County's 691,178 under-65 residents have no health coverage — 53,053 people. That is close to the California rate of 6.9%, and puts San Joaquin County in the lower half of the 3,143 counties measured nationally (2,234th).

Who falls under the Medicaid line

13,590 of San Joaquin County's uninsured — 26%, below the 31% typical of counties nationally — earn under $22,025 a year, which in California is Medicaid territory rather than marketplace territory.

The years before Medicare

8,361 people aged 50 to 64 in San Joaquin County have no coverage, a rate of 6.1% — close to the 7.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

San Joaquin County against California

San Joaquin County is the 11th largest of the 34 California counties we publish. Its uninsured rate runs 0.8 points higher than California overall and 2 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the California picture.

San Joaquin CountyCalifornia National median
Uninsured, under 657.7% 6.9%9.8%
Uninsured in the subsidy band28,595 1,173,956—
Subsidy band as a share of uninsured54% 52% 51%
At or below 138% of poverty26% 25% 31%
Uninsured, 50 to 646.1% 6.6% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Ventura County7.0%24,87753%
San Francisco County4.0%11,82344%
San Mateo County4.4%12,90849%
Kern County8.6%34,62451%

What a plan actually costs in San Joaquin County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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