Health insurance in St. Lucie County, Florida
7 insurers sell 115 marketplace plans here, and 14.0% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
7 insurers competing here
7 insurers sell in St. Lucie County — 115 plans in total, around 16 each. Few people compare 115 plans properly without help. It gained 1 since the previous plan year, up from 6.
How many people here have no coverage
14.0% of St. Lucie County's 288,811 under-65 residents have no health coverage — 40,525 people. That is close to the Florida rate of 13.7%, and puts St. Lucie County in the top quarter of the 1,817 counties on this site (424th).
Some of those 40,525 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
68,746 St. Lucie County residents selected a marketplace plan for 2026: 238 per thousand under-65 residents, 51st of 1,817. That is 3.0× the 78 per thousand typical here. 10,719 of them — 16% — were new rather than renewing.
St. Lucie County against Florida
St. Lucie County is the 19th largest of the 32 Florida counties we publish. Its uninsured rate tracks the state almost exactly and its 7 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| St. Lucie County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 14.0% | 13.7% | 9.9% |
| Insurers selling | 7 | 1–13 | 4 |
| Plans offered | 115 | — | 57 |
| Selections per 1,000 | 238 | 254 | 78 |
| New rather than renewing | 16% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Sarasota County | 294,512 | 13.1% | 5 | 119 |
| Marion County | 296,206 | 15.2% | 8 | 173 |
| Collier County | 271,426 | 16.4% | 7 | 131 |
| St. Johns County | 266,361 | 7.6% | 6 | 143 |
Marion County has 8 insurers against this county's 7 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates