Health insurance in Sarasota County, Florida
5 insurers sell 119 marketplace plans here, and 13.1% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
5 insurers compete in Sarasota County with 119 plans between them, about 24 plans each. Each insurer averages about 24 plans, so most of the choice here is between products from the same company rather than between companies. The number has not changed since the previous plan year.
How many people here have no coverage
13.1% of Sarasota County's 294,512 under-65 residents have no health coverage — 38,723 people. That is close to the Florida rate of 13.7%, and puts Sarasota County in the middle half of the 1,817 counties on this site (519th).
Some of those 38,723 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
67,180 Sarasota County residents selected a marketplace plan for 2026: 228 per thousand under-65 residents, 62nd of 1,817. That is 2.9× the 78 per thousand typical here. 12,640 of them — 19% — were new rather than renewing.
Sarasota County against Florida
Sarasota County is the 18th largest of the 32 Florida counties we publish. Its uninsured rate tracks the state almost exactly and its 5 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| Sarasota County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 13.1% | 13.7% | 9.9% |
| Insurers selling | 5 | 1–13 | 4 |
| Plans offered | 119 | — | 57 |
| Selections per 1,000 | 228 | 254 | 78 |
| New rather than renewing | 19% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Marion County | 296,206 | 15.2% | 8 | 173 |
| St. Lucie County | 288,811 | 14.0% | 7 | 115 |
| Collier County | 271,426 | 16.4% | 7 | 131 |
| St. Johns County | 266,361 | 7.6% | 6 | 143 |
Marion County has 8 insurers against this county's 5 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates