Health insurance in Collier County, Florida
7 insurers sell 131 marketplace plans here, and 16.4% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
7 insurers competing here
7 insurers sell in Collier County — 131 plans in total, around 19 each. Few people compare 131 plans properly without help. Each insurer averages about 19 plans, so most of the choice here is between products from the same company rather than between companies. It gained 1 since the previous plan year, up from 6.
One in six has no coverage
16.4% of Collier County's 271,426 under-65 residents have no health coverage — 44,489 people. That is above the Florida rate of 13.7%, and puts Collier County in the top quarter of the 1,817 counties on this site (262nd).
Some of those 44,489 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
70,631 Collier County residents selected a marketplace plan for 2026: 260 per thousand under-65 residents, 37th of 1,817. That is 3.3× the 78 per thousand typical here. 10,011 of them — 14% — were new rather than renewing.
Collier County against Florida
Collier County is the 20th largest of the 32 Florida counties we publish. Its uninsured rate runs 2.7 points higher than Florida overall and its 7 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| Collier County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 16.4% | 13.7% | 9.9% |
| Insurers selling | 7 | 1–13 | 4 |
| Plans offered | 131 | — | 57 |
| Selections per 1,000 | 260 | 254 | 78 |
| New rather than renewing | 14% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| St. Johns County | 266,361 | 7.6% | 6 | 143 |
| St. Lucie County | 288,811 | 14.0% | 7 | 115 |
| Escambia County | 253,637 | 12.4% | 5 | 123 |
| Sarasota County | 294,512 | 13.1% | 5 | 119 |
All of them have fewer insurers than this county's 7, which makes it the stronger market locally.
Other Florida counties · Where the subsidy stops · Enrollment dates