Health insurance in Lake County, Florida
11 insurers sell 196 marketplace plans here, and 12.6% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
11 insurers competing here
11 insurers sell in Lake County — 196 plans in total, around 18 each. Few people compare 196 plans properly without help. The number has not changed since the previous plan year.
How many people here have no coverage
12.6% of Lake County's 324,106 under-65 residents have no health coverage — 40,709 people. That is close to the Florida rate of 13.7%, and puts Lake County in the middle half of the 1,817 counties on this site (597th).
Some of those 40,709 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
66,725 Lake County residents selected a marketplace plan for 2026: 206 per thousand under-65 residents, 106th of 1,817. That is 2.6× the 78 per thousand typical here. 9,713 of them — 15% — were new rather than renewing.
Lake County against Florida
Lake County is the 15th largest of the 32 Florida counties we publish. Its uninsured rate runs 1.1 points lower than Florida overall and its 11 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| Lake County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 12.6% | 13.7% | 9.9% |
| Insurers selling | 11 | 1–13 | 4 |
| Plans offered | 196 | — | 57 |
| Selections per 1,000 | 206 | 254 | 78 |
| New rather than renewing | 15% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Manatee County | 323,277 | 15.1% | 6 | 136 |
| Marion County | 296,206 | 15.2% | 8 | 173 |
| Sarasota County | 294,512 | 13.1% | 5 | 119 |
| St. Lucie County | 288,811 | 14.0% | 7 | 115 |
All of them have fewer insurers than this county's 11, which makes it the stronger market locally.
Other Florida counties · Where the subsidy stops · Enrollment dates