Health insurance in Indian River County, Florida
7 insurers sell 121 marketplace plans here, and 13.5% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
7 insurers competing here
7 insurers sell in Indian River County — 121 plans in total, around 17 each. Few people compare 121 plans properly without help. The number has not changed since the previous plan year.
How many people here have no coverage
13.5% of Indian River County's 109,399 under-65 residents have no health coverage — 14,745 people. That is close to the Florida rate of 13.7%, and puts Indian River County in the middle half of the 1,817 counties on this site (469th).
Some of those 14,745 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
19,946 Indian River County residents selected a marketplace plan for 2026: 182 per thousand under-65 residents, 187th of 1,817. That is 2.3× the 78 per thousand typical here. 2,912 of them — 15% — were new rather than renewing.
Indian River County against Florida
Indian River County is the 29th largest of the 32 Florida counties we publish. Its uninsured rate tracks the state almost exactly and its 7 insurers sit between the state's 1 and 13. Marketplace use is well under the Florida rate.
| Indian River County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 13.5% | 13.7% | 9.9% |
| Insurers selling | 7 | 1–13 | 4 |
| Plans offered | 121 | — | 57 |
| Selections per 1,000 | 182 | 254 | 78 |
| New rather than renewing | 15% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Martin County | 109,234 | 14.6% | 7 | 134 |
| Citrus County | 107,005 | 13.7% | 4 | 106 |
| Charlotte County | 124,236 | 12.6% | 4 | 110 |
| Flagler County | 93,270 | 11.6% | 6 | 122 |
All of them have fewer insurers than this county's 7, which makes it the stronger market locally.
Other Florida counties · Where the subsidy stops · Enrollment dates