Health insurance in Flagler County, Florida
6 insurers sell 122 marketplace plans here, and 11.6% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
6 insurers compete in Flagler County with 122 plans between them, about 20 plans each. Each insurer averages about 20 plans, so most of the choice here is between products from the same company rather than between companies. The number has not changed since the previous plan year.
How many people here have no coverage
11.6% of Flagler County's 93,270 under-65 residents have no health coverage — 10,847 people. That is below the Florida rate of 13.7%, and puts Flagler County in the middle half of the 1,817 counties on this site (752nd).
Some of those 10,847 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
18,465 Flagler County residents selected a marketplace plan for 2026: 198 per thousand under-65 residents, 129th of 1,817. That is 2.5× the 78 per thousand typical here. 2,590 of them — 14% — were new rather than renewing.
Flagler County against Florida
Flagler County is the smallest of the 32 Florida counties we publish a page for. Its uninsured rate runs 2.1 points lower than Florida overall and its 6 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| Flagler County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 11.6% | 13.7% | 9.9% |
| Insurers selling | 6 | 1–13 | 4 |
| Plans offered | 122 | — | 57 |
| Selections per 1,000 | 198 | 254 | 78 |
| New rather than renewing | 14% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Citrus County | 107,005 | 13.7% | 4 | 106 |
| Martin County | 109,234 | 14.6% | 7 | 134 |
| Indian River County | 109,399 | 13.5% | 7 | 121 |
| Charlotte County | 124,236 | 12.6% | 4 | 110 |
Martin County has 7 insurers against this county's 6 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates