Health insurance in Citrus County, Florida
4 insurers sell 106 marketplace plans here, and 13.7% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
4 insurers sell marketplace plans in Citrus County, offering 106 plans between them, roughly 26 each. Each insurer averages about 26 plans, so most of the choice here is between products from the same company rather than between companies. The number has not changed since the previous plan year.
How many people here have no coverage
13.7% of Citrus County's 107,005 under-65 residents have no health coverage — 14,674 people. That is close to the Florida rate of 13.7%, and puts Citrus County in the top quarter of the 1,817 counties on this site (451st).
Some of those 14,674 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
19,364 Citrus County residents selected a marketplace plan for 2026: 181 per thousand under-65 residents, 192nd of 1,817. That is 2.3× the 78 per thousand typical here. 2,761 of them — 14% — were new rather than renewing.
Citrus County against Florida
Citrus County is the 31st largest of the 32 Florida counties we publish. Its uninsured rate tracks the state almost exactly and its 4 insurers sit between the state's 1 and 13. Marketplace use is well under the Florida rate.
| Citrus County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 13.7% | 13.7% | 9.9% |
| Insurers selling | 4 | 1–13 | 4 |
| Plans offered | 106 | — | 57 |
| Selections per 1,000 | 181 | 254 | 78 |
| New rather than renewing | 14% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Martin County | 109,234 | 14.6% | 7 | 134 |
| Indian River County | 109,399 | 13.5% | 7 | 121 |
| Flagler County | 93,270 | 11.6% | 6 | 122 |
| Charlotte County | 124,236 | 12.6% | 4 | 110 |
Martin County has 7 insurers against this county's 4 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates