Health insurance in Richmond city, Virginia
8,817 people here have no coverage and earn in the range a premium tax credit is built for — 49% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
How many here a premium tax credit would reach
Of the 18,172 people without coverage in Richmond city, 8,817 — 49% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 12.3% have no coverage.
How many people here have no coverage
9.8% of Richmond city's 185,873 under-65 residents have no health coverage — 18,172 people. That is above the Virginia rate of 8.1%, and puts Richmond city in the lower half of the 3,143 counties measured nationally (1,588th).
Who falls under the Medicaid line
6,207 of Richmond city's uninsured — 34%, close to the 31% typical nationally — earn under $22,025 a year, which in Virginia is Medicaid territory rather than marketplace territory.
The years before Medicare
2,718 people aged 50 to 64 in Richmond city have no coverage, a rate of 7.7% — close to the 9.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Richmond city against Virginia
Richmond city is the 9th largest of the 20 Virginia counties we publish. Its uninsured rate runs 1.7 points higher than Virginia overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Virginia picture.
| Richmond city | Virginia | National median | |
|---|---|---|---|
| Uninsured, under 65 | 9.8% | 8.1% | 9.8% |
| Uninsured in the subsidy band | 8,817 | 283,998 | — |
| Subsidy band as a share of uninsured | 49% | 50% | 51% |
| At or below 138% of poverty | 34% | 26% | 31% |
| Uninsured, 50 to 64 | 7.7% | 6.8% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Norfolk city | 9.2% | 8,342 | 51% |
| Arlington County | 5.5% | 4,809 | 42% |
| Chesapeake city | 6.3% | 6,830 | 51% |
| Stafford County | 6.3% | 4,375 | 47% |
All Virginia counties · How the credit works · Enrollment dates