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Health insurance in Chesterfield County, Virginia

13,212 people here have no coverage and earn in the range a premium tax credit is built for — 52% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

13,212Uninsured, subsidy range 138–400% of poverty
7.9%Uninsured, under 65 25,195 people
6.3%Uninsured, 50 to 64 4,536 people
318,713Under-65 residents 192nd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Of the 25,195 people without coverage in Chesterfield County, 13,212 — 52% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 11.0% have no coverage.

How many people here have no coverage

7.9% of Chesterfield County's 318,713 under-65 residents have no health coverage — 25,195 people. That is close to the Virginia rate of 8.1%, and puts Chesterfield County in the lower half of the 3,143 counties measured nationally (2,198th).

Relatively few are under the Medicaid line

5,485 of Chesterfield County's uninsured — 22%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Virginia is Medicaid territory rather than marketplace territory.

The years before Medicare

4,536 people aged 50 to 64 in Chesterfield County have no coverage, a rate of 6.3% — close to the 7.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Chesterfield County against Virginia

Chesterfield County is the 5th largest of the 20 Virginia counties we publish. Its uninsured rate tracks the state almost exactly and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Virginia picture.

Chesterfield CountyVirginia National median
Uninsured, under 657.9% 8.1%9.8%
Uninsured in the subsidy band13,212 283,998
Subsidy band as a share of uninsured52% 50% 51%
At or below 138% of poverty22% 26% 31%
Uninsured, 50 to 646.3% 6.8% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Henrico County7.7%10,82451%
Virginia Beach city7.2%14,58954%
Loudoun County5.8%9,65942%
Chesapeake city6.3%6,83051%

What a plan actually costs in Chesterfield County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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