Health insurance in Chesterfield County, Virginia
13,212 people here have no coverage and earn in the range a premium tax credit is built for — 52% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
Of the 25,195 people without coverage in Chesterfield County, 13,212 — 52% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 11.0% have no coverage.
How many people here have no coverage
7.9% of Chesterfield County's 318,713 under-65 residents have no health coverage — 25,195 people. That is close to the Virginia rate of 8.1%, and puts Chesterfield County in the lower half of the 3,143 counties measured nationally (2,198th).
Relatively few are under the Medicaid line
5,485 of Chesterfield County's uninsured — 22%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Virginia is Medicaid territory rather than marketplace territory.
The years before Medicare
4,536 people aged 50 to 64 in Chesterfield County have no coverage, a rate of 6.3% — close to the 7.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Chesterfield County against Virginia
Chesterfield County is the 5th largest of the 20 Virginia counties we publish. Its uninsured rate tracks the state almost exactly and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Virginia picture.
| Chesterfield County | Virginia | National median | |
|---|---|---|---|
| Uninsured, under 65 | 7.9% | 8.1% | 9.8% |
| Uninsured in the subsidy band | 13,212 | 283,998 | — |
| Subsidy band as a share of uninsured | 52% | 50% | 51% |
| At or below 138% of poverty | 22% | 26% | 31% |
| Uninsured, 50 to 64 | 6.3% | 6.8% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Henrico County | 7.7% | 10,824 | 51% |
| Virginia Beach city | 7.2% | 14,589 | 54% |
| Loudoun County | 5.8% | 9,659 | 42% |
| Chesapeake city | 6.3% | 6,830 | 51% |
All Virginia counties · How the credit works · Enrollment dates