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Health insurance in Mercer County, Pennsylvania

3,231 people here have no coverage and earn in the range a premium tax credit is built for — 50% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

3,231Uninsured, subsidy range 138–400% of poverty
8.3%Uninsured, under 65 6,477 people
6.1%Uninsured, 50 to 64 1,321 people
77,580Under-65 residents 625th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

3,231 uninsured people in Mercer County earn inside the premium tax credit range — 50% of the county's uninsured. That is near the 51% national median. Within that band itself, 9.6% have no coverage.

How many people here have no coverage

8.3% of Mercer County's 77,580 under-65 residents have no health coverage — 6,477 people. That is close to the Pennsylvania rate of 7.2%, and puts Mercer County in the lower half of the 3,143 counties measured nationally (2,068th).

Who falls under the Medicaid line

2,087 of Mercer County's uninsured — 32%, close to the 31% typical nationally — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.

The years before Medicare

1,321 people aged 50 to 64 in Mercer County have no coverage, a rate of 6.1% — close to the 8.3% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Mercer County against Pennsylvania

Mercer County is the smallest of the 28 Pennsylvania counties we publish a page for. Its uninsured rate runs 1.1 points higher than Pennsylvania overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Pennsylvania picture.

Mercer CountyPennsylvania National median
Uninsured, under 658.3% 7.2%9.8%
Uninsured in the subsidy band3,231 360,928—
Subsidy band as a share of uninsured50% 49% 51%
At or below 138% of poverty32% 30% 31%
Uninsured, 50 to 646.1% 5.5% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Adams County7.9%3,29853%
Lycoming County7.4%3,30153%
Fayette County6.8%3,18151%

What a plan actually costs in Mercer County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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