Health insurance in Cumberland County, Pennsylvania
7,800 people here have no coverage and earn in the range a premium tax credit is built for — 50% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
7,800 uninsured people in Cumberland County earn inside the premium tax credit range — 50% of the county's uninsured. That is near the 51% national median. Within that band itself, 9.8% have no coverage.
How many people here have no coverage
7.4% of Cumberland County's 209,894 under-65 residents have no health coverage — 15,480 people. That is close to the Pennsylvania rate of 7.2%, and puts Cumberland County in the bottom quarter of the 3,143 counties measured nationally (2,361st).
Who falls under the Medicaid line
4,368 of Cumberland County's uninsured — 28%, close to the 31% typical nationally — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.
The years before Medicare
2,972 people aged 50 to 64 in Cumberland County have no coverage, a rate of 6.0% — close to the 7.4% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Cumberland County against Pennsylvania
Cumberland County is the 15th largest of the 28 Pennsylvania counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Pennsylvania picture.
| Cumberland County | Pennsylvania | National median | |
|---|---|---|---|
| Uninsured, under 65 | 7.4% | 7.2% | 9.8% |
| Uninsured in the subsidy band | 7,800 | 360,928 | — |
| Subsidy band as a share of uninsured | 50% | 49% | 51% |
| At or below 138% of poverty | 28% | 30% | 31% |
| Uninsured, 50 to 64 | 6.0% | 5.5% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Dauphin County | 8.3% | 9,723 | 50% |
| Northampton County | 6.0% | 7,070 | 49% |
| Lackawanna County | 8.1% | 6,547 | 49% |
All Pennsylvania counties · How the credit works · Enrollment dates