Health insurance in Berks County, Pennsylvania
17,044 people here have no coverage and earn in the range a premium tax credit is built for — 52% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
Of the 33,086 people without coverage in Berks County, 17,044 — 52% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 12.0% have no coverage.
How many people here have no coverage
9.5% of Berks County's 347,232 under-65 residents have no health coverage — 33,086 people. That is above the Pennsylvania rate of 7.2%, and puts Berks County in the lower half of the 3,143 counties measured nationally (1,678th).
Who falls under the Medicaid line
9,399 of Berks County's uninsured — 28%, close to the 31% typical nationally — earn under $22,025 a year, which in Pennsylvania is Medicaid territory rather than marketplace territory.
The years before Medicare
5,965 people aged 50 to 64 in Berks County have no coverage, a rate of 7.1% — close to the 9.5% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Berks County against Pennsylvania
Berks County is the 9th largest of the 28 Pennsylvania counties we publish. Its uninsured rate runs 2.3 points higher than Pennsylvania overall and 2 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across Pennsylvania.
| Berks County | Pennsylvania | National median | |
|---|---|---|---|
| Uninsured, under 65 | 9.5% | 7.2% | 9.8% |
| Uninsured in the subsidy band | 17,044 | 360,928 | — |
| Subsidy band as a share of uninsured | 52% | 49% | 51% |
| At or below 138% of poverty | 28% | 30% | 31% |
| Uninsured, 50 to 64 | 7.1% | 5.5% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| York County | 6.7% | 13,283 | 53% |
| Lehigh County | 8.8% | 13,130 | 48% |
| Westmoreland County | 5.0% | 6,584 | 50% |
| Luzerne County | 8.6% | 10,956 | 50% |
All Pennsylvania counties · How the credit works · Enrollment dates